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Semih Kumluk
Digital Training Manager, PwC’s Academy

Launched the inaugural AI Certification programme for the Middle East. 

Slashed innovation projects and broke world records by leading Unilever innovation project teams. Accomplished Customer Collaboration projects, managing end-to-end CRM teams in 35 countries. Taught the first HR Analytics course in Turkey. Now counselling and upskilling Middle East leaders & executives on future digital transformation at PwC.  

Ambre Soubiran
CEO, Kaiko 

Mathematician & Capital Markets professional – now CEO at KaikoData. 


Ambre is the CEO of Kaiko, an enterprise-grade market data provider in the blockchain-based digital assets industry. Before Kaiko, Ambre spent a decade at HSBC in London and Paris, structuring equity derivatives and equity-based financing solutions (Global Markets & Equity Capital Markets). Ambre has a passion for world-changing technology. 

Raul Escribano
Senior Vice President, Innovative Products, Mastercard

He’s involved in shaping the future of payments and retail banking.


Raul is the Global lead for Mastercard’s Advisors New consulting practices. He has 25 years’ experience – 15 with Mastercard Data & Services division, focusing on innovative products management and leadership of the consulting sales force in France & South East Asia. He is an expert in Payment business optimization and digital transformation. 

Santiago Castro
Chief Data Officer, First Bank of Nigeria (FBN)

He’s directing and overseeing the digital transformation of FBN Bank. 


Chief Data Officer with general change management and project oversight experience acquired across international regions. Experience providing leadership, overseeing transformational change, management consulting, and stakeholder engagement functions. Comprehensive experience in areas of strategy, execution, business insights, and data analytics.  

Millie Gillon
Managing Director and Global Head of Customer Experience, Standard Chartered Bank

Leads global organization of 525 associates across 40 countries.


Millie Gillon is a native New Yorker and Singapore transplant who has a wealth of knowledge about innovation and strategy, and combines this with the use of data and design thinking to reshape the client experience and innovation. 

Ritesh Jain
Co-Founder at Infynit, Former COO at HSBC 

Award-winning Entrepreneurial Fintech & Technology Leader.


Ritesh is an Entrepreneurial Technology Leader & Board Advisor with global experience in Payments & Banking. He led the future of VISA payments, introduced Apple Pay and built a wealth management company as a founder CTO. Presently, he is a member of a G20 Initiative for financial inclusion, an Advisor to Open Banking in EU & Africa, and more. 

Rana Gujral
Investor & CEO, Behavioral Signals 

He was a Top 10 Entrepreneur to Follow in 2017 by Huffington Post. 



He is an entrepreneur, speaker, investor, and CEO at Behavioral Signals, an enterprise software company that distinguishes behavioral signals in speech data with its proprietary deep learning technology. He often leads keynote sessions and joins panel discussions at events like World Government Summit, VOICE Summit, and Blockchain Economic Forum. 

Anshul Srivastav
Chief Information Officer & Digital Officer, Union Insurance 

Anshul has built & led teams across 3 continents, winning many awards.


He has been instrumental in driving technology transformations for businesses with $1bn+ revenues. His experience lies in taking up strategic technology initiatives, delivering and managing it at an enterprise level. He has led, created, and launched the key ecommerce, mobile and business intelligence initiatives for world's #1 insurance brand AXA. 

Aly Madhavji 
Managing Partner, Blockchain Founders Fund 

Internationally acclaimed author, monthly columnist for leading blockchain magazine.


Aly currently consults organizations on emerging technologies such as INSEAD and the UN on solutions to alleviate poverty. Aly has served on advisory boards including the University of Toronto’s Governing Council, which manages a $2.5B budget. He is a mentor with Chinaccelerator, an elite accelerator program operated by the venture fund SOSV.

Sandra Tobler
Co-Founder & CEO, Futurae Technologies

Sandra won the Female Innovator of the Year 2020.


Sandra is an entrepreneur with much IT space experience. She worked for IBM in internationally, and supported IT companies to internationalise in Zurich and San Francisco. In 2016, she co-founded Futurae with renowned cybersecurity researchers. Futurae works on seamless end-user authentication and transaction confirmation for web & mobile banking. 

Kevin Russell
Co-founder & Creative Director, Angel Protocol

He has spent the last year helping as the Creative Director to build Angel Protocol.


Kevin started the techno-optimist podcast and communities almost a decade ago which lead to giving speeches and interviews all over the world on foresight, blockchain, technology, and the responsibility of optimism for our future.

Jérome de Tychey 
CEO of Cometh and President of Ethereum France

Blockchain tinkerer, builder, researcher and entrepreneur focussed on helping the ecosystem grow.


Jerome runs the blockchain startup Cometh which develops blockchain based videogames and tools to easily access decentralized finance and other blockchain services. He is an associate professor in economics at CNAM university and the president of Ethereum France. He previously played leadership roles at major companies of the industry Ledger and ConsenSys.

John Lilic
Investor & Product Development, Polygon

Early Bitcoin and Ethereum adopter, early ConsenSys employee, angel investor and co-founder of Code to Inspire a registered 501(c)3 non-profit.

John was an early Bitcoin adopter in 2012, and in late 2013 became Head of Investor Relations at the Bitcoin Center. He then moved from Manhattan to Brooklyn joining ConsenSys in early 2015 and spent the next 6 years growing the company to more than 1200 employees and a multi-billion dollars valuation. After leaving ConsenSys, John became an early investor and strategic advisor to Polygon and helped drive the network from a $150m valuation to more than $7b and network adoption which now has more daily active users than Ethereum. John is also the the co-founder of Code to Inspire, a New York based 501(c)3 non-profit which focuses on bridging the gender divide in Afghanistan having built the first coding school for girls in the country.

Evans Munyuki 
Former Group Chief Digital Officer at Emirates NBD

He was Finnovex Award Winner: “Digital Personality of the Year 2020”.


The Founder & CEO of UpForJobs. Author of “Up For Digital Transformation In The Gig Economy - How to pursue a lucrative career in booming digital transformation revolution”. The Founder of the UAE’s Digital Business Bank, E20. in Dubai. e20.me. 26+ years of professional experience in the USA, African emerging markets, and Middle Eastern markets.

Noha Shaker
Head of Digital Ventures, CIB Egypt

Noha heads the Digital Ventures and Strategic Alliance at CIB, Egypt’s largest private bank, managing FinTech innovation to support the Egyptian and African FinTech ecosystems.

She is the founder and Secretary General of the Egyptian Fintech Association and the elected Vice President of the Africa FinTech Network – both are non-profit organizations that serve Financial Inclusion and equitable economic growth across Africa, using FinTech and entrepreneurship as means to democratise finance. Noha is also a partner in FinTech holding, a company based out of the UK that builds and invests in FinTech start-ups, it’s main objective is to democratise finance leading towards a more inclusive financial industry.

Noha is also a management consultant who has worked on various key projects within the region across various industries including Tourism, Transportation, Energy, Telecommunications and Financial Sector. She runs a boutique consulting firm that works on digitization and innovation across industries, focusing on the financial industry. Noha is also an angel investor part of the AUC angel investor network, supporting many successful start-ups.


Giulia Girardi
Head of Internationalization, Greenly

She leads the international expansion of Greenly, a Paris-based startup in sustainability, that democratizes access to CO2 emissions information for all individual and companies at a global level.


After graduating cum laude in Marketing Management from Bocconi University, she directly jumped into in the European startup space, where she gained 7+ years’ experience especially in the fintech space.

She has been the COO of Equidam, a financial software company from The Netherlands, where she contributed to 75% revenues increase YoY.


Anna Maj
Founder & CEO of Creative Link 

Anna brings 20+ years of experience (including C-Level and NED roles) in driving banking and payments innovation in Europe, and in the Middle East (AFS, PwC, Citigroup, T-Mobile, mBank).

Anna combines hands-on experience with a global strategic approach across the sectors (FinTech, AI, Consulting). Her expertise lies in the field of innovative payment and banking solutions, acquired in the strategy, innovation & product management roles. Anna is building cooperation models between banks and FinTech partners, particularly with regard to Open Banking, Payments, AI & Digital Transformation. She introduced one of the first online payment gateways in the CEMEA region as well as the first digital wallet and mobile payment platform. Managed also the implementation of the first mobile banking app and the first local mobile payments initiative.

She is a Founder & CEO of Creative Link connecting dots in banking and payments, FinTech Advisor at Arab Financial Services, Senior Advisor at Truffle Capital as well as Expert at the European Innovation Council.

She is teaching at the CFTE – Centre for Finance, Technology & Entrepreneurship (Open Banking and Platforms in Finance, Conversational AI in Banking – from Chatbots to Virtual Assistants) as well as at the Asian Institute of Digital Transformation (Open Banking & Open Innovation). Co-Author of The PAYTECH Book and The AI Book. Recognized as one of the TOP10 FinTech Innovators (2021); TOP10 Women in FinTech (2020); “TOP 25 Women Leaders in Financial Technology of 2019”. 

Scott Lucas
Head of Markets DLT at JP Morgan. 

Scott joined the Markets business after roles within the Chief Investment Office, Treasury, Global Corporate Bank and Treasury Services. He also serves on the board of HQLAx, and is a Trustee of Global H20 (UK), a charity focused on providing clean water in Uganda.  

Scott Lucas’s role as Head of Markets DLT at JP Morgan focuses on developing markets trading products driven off emerging DLT market capabilities that complement our existing footprint and support client needs. Additionally, he is responsible for representing JP Morgan on select industry initiatives and wider market developments related to DLT.

Anna Tutova
CEO and crypto advisor of Coinstelegram 

Anna is an Experts Council member at G.World, the first Arabic platform that focuses on alternative investments analysis in the MENA region for HNWI/UHNWI. 

Coinstelegram is a fund, crypto-media group and consulting agency. 

Anna holds a degree of Master of international law. She is an expert in public relations and business development.